Currency
The Hong Kong dollar (HK$ or HKD) is pegged to the US dollar at about HK$7.8 to US$1. Banknotes are issued by three banks, so you'll see different designs for the same value — all are equally valid. In Macau, the pataca (MOP) is used, but Hong Kong dollars are widely accepted at roughly par.
Cards, mobile payments and cash
- Credit cards and contactless payments are accepted in hotels, malls, restaurants and most shops
- Octopus, Apple Pay, Google Pay, Alipay HK and WeChat Pay HK are common
- Carry some cash for street markets, small eateries, minibuses and some taxis
- ATMs are everywhere; licensed money changers in Tsim Sha Tsui usually beat airport rates
Taxes and service charges
There is no sales tax or VAT in Hong Kong, which makes it popular for shopping. Hotels charge a 3% government accommodation tax on room rates, and most sit-down restaurants add a 10% service charge.
Tipping
Tipping isn't expected. Leave small change at casual eateries if you like, round up taxi fares, and give hotel porters a few dollars per bag. Tips for guides and drivers are appreciated for good service but always optional.
Typical costs
- MTR ride: about HK$5–30 depending on distance
- Breakfast at a cha chaan teng: about HK$50–80
- Dim sum lunch: about HK$120–250 per person
- Bottle of water from a convenience store: about HK$8–12
This guide is general information and was last reviewed in September 2026. Rules and prices change — please check official sources before travelling.